If you want low auto insurance rates, it’s hard to find a better state than Virginia, but certain citations can make your policy cost a lot more – and DUI is not at the top of the list. Thezebra.com compares millions of auto insurance rates nationwide, and it finds on average, Virginia has the third lowest policy rates in the country at $1,026 a year. The most costly driving violation for insurance purposes in the commonwealth is driving on a suspended license, followed by hit and run, racing, then DUI. WFIR’s Evan Jones has more:

Here is the full list from thezebra.com

Violation Cost $ Increase % Increase
Driving with a suspended license $1,755 $729 71.1%
Leaving scene of an accident-hit and run $1,711 $685 66.8%
Racing $1,704 $678 66.1%
DUI $1,677 $651 63.5%
Refusal to submit to a chemical test $1,677 $651 63.5%
At-Fault Accident – $1000-$2000 $1,593 $567 55.3%
At-Fault Accident – Greater Than $2000 $1,593 $567 55.3%
Reckless Driving $1,566 $540 52.6%
Open container $1,515 $489 47.7%
At-Fault Accident – Less Than $1000 $1,376 $350 34.1%
Speeding 21 – 25 MPH Over Limit $1,371 $345 33.6%
Operating a vehicle without permission $1,320 $294 28.7%
Passing school bus $1,316 $290 28.3%
Failure to stop at a red light $1,274 $248 24.2%
Failure to yield $1,274 $248 24.2%
Following too closely $1,274 $248 24.2%
Illegal turn $1,274 $248 24.2%
Improper passing $1,274 $248 24.2%
Wrong way-wrong lane $1,274 $248 24.2%
Driving too slowly $1,269 $243 23.7%
In 65 MPH Zone $1,269 $243 23.7%
Speeding 11 – 15 MPH Over Limit $1,269 $243 23.7%
Speeding 16 – 20 MPH Over Limit $1,269 $243 23.7%
Speeding 6 – 10 MPH Over Limit $1,269 $243 23.7%
Speeding in School Zone $1,269 $243 23.7%
Cell Phone Violation $1,237 $211 20.6%
Texting while Driving $1,237 $211 20.6%
Driving with expired registration $1,175 $149 14.5%
Child safety restraint $1,161 $135 13.2%
Seat belt $1,132 $106 10.3%
Driving without lights $1,131 $105 10.2%
Failure to show documents $1,126 $100 9.7%
Two Comp Claims $1,093 $67 6.5%
Not-at-fault accidents $1,077 $51 5.0%
One Comp Claim $1,059 $33 3.2%
Two Med-PIP Claims $1,059 $33 3.2%
One Med-PIP Claim $1,030 $4 0.4%